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Name: Group Census
Updated: 02/28/2011 09:26 AM
Name: LayAndWilliams-ACA Update
Updated: 04/18/2014 06:06 PM

Health Saving Accounts

HSA Texas Lay and Williams Health Insurance Fort Worth Texas

For Quotes from a Specific Carrier Click on Logo Below:

Health Saving Accounts for Your Health Insurance Needs

HSA Accounts Lay and Williams Health Insurance Fort Worth Texas
Health Savings Accounts & High Deductible Health Insurance Plans are simple and easy to understand.

Is this the cheap health insurance plan you have been looking for?

A Health Savings Account is a tax-favored savings account that the insured combines with a qualifying high-deductible health insurance plan. By allowing you to deposit tax-deductible funds into a health savings account that you can use to cover medical costs, Health Savings Accounts enable you to take control of your own health care decisions. As the primary decision maker for healthcare purchases, you are now participating in consumer driven health care.
The high-deductible health insurance plan qualifies to be partnered with a Health Savings Account. These health plans are available through our quality insurance company partners with deductibles between up to over $6,000 for singles, and $12,000 for families.
The funds deposited into your Health Savings Account are used to cover expenses not covered by the high deductible health plan. Whatever you deposit into your Health Savings Account up to April 15 (or the tax filing deadline without extensions for that tax year) is an "above the line" tax deduction for your income taxes, meaning you get a federal income tax credit for money you put in even if you take the standard deduction and don’t itemize deductions. If your employer makes a Health Savings Account contribution for you, it is “excluded” from income, and not subject to any income tax or FICA.
On this site you will be able to obtain easy quick quotes for qualified high deductible health plans and get information on HSA trustees and administrators and other ways to make your plan more valuable

Contact Lay & Williams Insurance Services to find out more about this exciting new product.



Stephen Hildebrandt

You Tube

Ways to enhance your high deductible health plan and Health Savings Account